Moline Mortgage Consultant Expert Approval Advice For First Time Buyers Released
Aug 28, 2023
Mortgage consultant with the Key Mortgage Group, John Cornish (563-214-1539), has shared his advice for first-time homebuyers looking to enter the housing market in Moline, Illinois.
Davenport, United States - August 28, 2023 /PressCable/ —
Drawing from more than two decades of lending experience, John Cornish advises first-time buyers to meet with a qualified consultant up to 12 months before beginning their hunt for a new home to give them the best chance of being pre-approved for a mortgage. He works with clients across the Quad Cities area, including Davenport, Bettendorf, Pleasant Valley, Eldridge, Rock Island, and Moline.
Further details are available at https://www.qchomeloan.com
Despite a moderate cooldown, Illinois remains a competitive housing market. John explains that high home prices, low inventory, strong demand, and rising rates have made it difficult for first-time buyers to enter the market. In the Key Mortgage Group spirit of giving back to the community, John hopes this advice will give first-time buyers a stronger base to begin their journey to becoming homeowners.
“Rising house prices, fast sales, bidding wars, and high property taxes (Illinois has the second-highest average property tax rate in the country) can make buying a home in Moline difficult for those hoping to get on the property ladder,” says John.
“That’s why I encourage people to talk with a mortgage advisor early on - before you’ve even started looking in earnest - to put you in the best position to be pre-approved and ready for a quick purchase when your dream home comes along.”
The Key Mortgage Group says that their credit score is the most significant qualifying criteria for first-time buyers, which also establishes their forecast mortgage interest rates. John performs a credit check as part of his initial consultation services. This enables him to work on a long-term plan of action with clients who need to improve their scores before their next mortgage application.
John and his team also emphasize the need to set and maintain a realistic monthly budget for their clients. This sets the parameters on how much a client can afford to spend when buying their new home, as well as helping to put aside savings for a down payment actively.
“Most people don’t realize that the amount you need for a downpayment is quite low in relation to the cost of the house,” John explains. “But the more you can save, the better! That’s why it is crucial to start planning up to a year before buying.”
Interested parties can find out more information about buying a home and the mortgage consultation services offered by John Cornish at https://www.qchomeloan.com
Contact Info:
Name: John Cornish
Email: Send Email
Organization: John Cornish - Mortgage Lender
Address: 5189 Utica Ridge Rd. , Davenport, IA 52807, United States
Website: https://www.qchomeloan.com/
Source: PressCable
Release ID: 89106025
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